tonight i finally sat down and ran through my budget. i think i would like to take a very agressive approach to getting the hvac debt paid off, and at the same time stop using my credit card as much as possible. what i’ve decided to do is to try to be extremely strict with general shopping and day-to-day expenditures, rather than cutting out things like dsl, cable, tivo, and netflix. eliminating those things would save me some money, but not enough to make a big difference.
i do get a kick out of figuring out creative uses for limited resources, so i hope i can do this without feeling very deprived. i can always remind myself of my projected budget surplus figure and what a difference that will make in the debt.
one sad aspect of this is that i’ll have to pass up an opportunity to rent a really nice garage space that’s only a block away from me. i went to look at it today. it would be the perfect place to allow me to do the westy’s body work myself, including painting, but i can’t do it right now.
anyway, we’ll see if i have the discipline to make it for a month and a half (i can’t believe there’s still two freaking weeks left in this month). or longer!
let me know if you’d like to go yard sale-ing with me sometime! i’ll have to find some way to express my shopping impulses…